Indian Overseas Bank Probationary Officers Exam., 2008

Indian Overseas Bank Probationary Officers Exam., 2008

General Awareness : Solved Paper

(Held on 15-6-2008)

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the global economy. However, which of the following cannot be called as the direct effect(s) of ‘Rise of the BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap Agreement’ with various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. As per the reports published in the newspapers/journals how much amount the Govt. of India is planning to infuse in Public Sector Banks to make them competitive and strong globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore

3. What is the maximum stake the Govt. of India has in any public sector bank at present ?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%

4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2.80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3

5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is launched in Delhi and Haryana States for members of unorganized sectors. Under the scheme each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000

6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt. of India. Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these

7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008, what has been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%

8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01

9. The government of India has launched a new scheme for the ‘Girl Child’. What is the name of the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these

10. The President of India recently signed the much-awaited notification for the implementation of the suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of their origin. They will also be like Public Sector Banks
(E) None of these

11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31

12. As per the reports published in the newspapers the banks, particularly public sector banks are tying up with various rating agencies for providing a qualitative assessment of the credit needs of the borrowers. Which amongst the following is/are such credit rating agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3

13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency Notes’. What is/are the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many fraudulent practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these

14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these

15. As per the reports published in various journals and newspapers the ‘small borrowers’ in rural areas still prefer to take informal route for their credit needs. Which of the following is the ‘informal route’ of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these

16. The Planning Commission of India has set up a 12 member committee on financial sector reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these

17. Basel-II norms are associated with which of the following aspects of the banking industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these

18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these

19. The government of India recently constituted the New Finance Commission (13th). What are its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

20. Who amongst the following was the Captain of the Indian cricket team which registered its victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar

21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008 is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA

22. Who amongst the following has taken over as the President of Serbia after the General elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these

23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council is the CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these

24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic

25. Saina Nehwal won the Seniors’ Championship match of which of the following games held in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton

26. As per the news published in some newspapers magazines two PSUs National Thermal Power Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’. What is the full form of ‘SPV’ ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these

27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign direct investment in the field of mobile television services. Upto what extent FDI is allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%

28. As per the performance assessment data released by the Economic Advisory Council (EAC) in January 2008. Which of the following sectors registered a growth of 3•6 per cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these

29. Which of the following is the name of very violent and serious types of winds which bring lot of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these

30. The Global Employment Trends Report 2008 published by the International Labour Organization has indicated that there may be increase in global unemployment. What according to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these

31. As we have noticed many banks of Indian origin are opening offices/branches in foreign countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive rates.
3. These banks wish to promote trade and investment between India and other countries.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3

32. Many economists, bankers and researchers in India often advocate that banks should equip themselves for new challenges. These challenges are in which of the following shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the demand of the Corporate banking is likely to change in terms of size, composition of services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a lot in this reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

33. As per the reports published in the newspapers Indian Rupee is now fully accepted in Asian countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank account in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in dollar and then in rupee.
3. People travelling European/Asian countries can make their payments in rupee anywhere without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these

34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion

35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.
3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these

36. The Technology Mission on Cotton was launched during Xth plan. The scheme was designed to get increase in production of cotton by which of the following levels by the end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these

37. A National Development Fund was created by the Government of India a few years ago. What was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these

39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka

40. Who amongst the following is the author of the book ‘Economic Nightmare of India’ ?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these

41. As per the targets for 11th plan educated unemployment is to be reduced to which of the following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%

42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff

43. India recently signed a pact with which of the following countries on solving the problems of Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these

44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these

45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these

46. Who amongst the following is the winner of Padma Vibhushan Awards given away recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these

47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards given away in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India

48. A meeting of the European Leaders was held in January 2008 at which of the following places to discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan

49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these

50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these

Answers with Hint
1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)
7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is 21.5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)

Nabard Bank Officers Exam., 2008

Nabard Bank Officers Exam., 2008

General Awareness : Solved Paper
(Held on 30-3-2008)

1. Which of the following was the reason owing to which public unrest broke out in Pakistan and an Emergency was declared a few months back ?

1. Sudden death of former Prime Minister Benazir Bhutto.
2. Announcement of General Elections.
3. Appointment of a new Chief of Army in place of Gen. Pervez Musharraf who was very popular leader there.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

2. India, Brazil and South Africa made a forum in 2003 which is playing a very significant role in dealing with the issues of common interest of all the three in general and their foreign policies in particular. What is the name of the forum ? (The Second Summit of the forum was organized in October 2007 in Pretoria)
(A) SAGU
(B) BRIC
(C) G-20
(D) IBSA
(E) None of these

3. Read the following three statements carefully and answer the question asked immediately after that—

1. Hu Jintao has been reelected the General Secretary of the ruling CPC for the second term till 2012.
2. Vice President of the country Zeng Quinghing was removed from the powerful Central Committee of the party.
3. Country is now likely to proceed on a new agenda of progress and development as Jintao is a man of modern and scientific outlook.

All these three statements are about the political development in the country known as—
(A) South Korea
(B) North Korea
(C) Singapore
(D) China
(E) Thailand

4. The mid term review of the Monetary and Credit Policy of the RBI (for 2007-08) took place in January 2008. Which of the following is true about the same ?

1. CRR hiked by 0.5 per cent to make it 7.5% w.e.f. 10th February, 2008.
2. GDP growth outlook at 8.5% for 2007-08.
3. Call and put options are now allowed in imports and exports.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) None of these

5. An International Organization with Robert B. Zoellick as its President sanctioned a loan of US$ 944 million to India so that it can strengthen its rural finance system, vocational training and improve its water management projects. Which of the following is the name of that organization ?
(A) International Monetary Fund
(B) Asian Development Bank
(C) UNESCO
(D) World Bank
(E) None of these

6. As per the news which appeared in some newspapers/magazines the police with the help of some NGOs rescued some children who had been forced in child labour illegally. Such children are protected under which of the following acts in India ?
1. Juvenile Justice Act.
2. Child Labour Act.
3. Immoral Trafficking Act.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

7. As per the news published in the media, India, China and some other countries are trying to grapple with money flooding the economy from a record trade surplus, and swelling of foreign exchange reserves of the country. Why do the Central Banks of such countries have to make special efforts to check the flooding of money and foreign exchange in economy whereas for an ordinary man more money means richness and prosperity ?

1. It generates artificial inflation in economy.
2. It makes the Govt. of that country to revaluate its currency.
3. It creates a situation where rate of interest on loans and advances starts coming down sharply.

(A) Only 1
(B) Only 2
(C) All 1, 2 and 3
(D) Both 1 and 3
(E) None of these

8. The Govt. of India recently established a fund known as National Investment Fund (NIF). Which of the following statement(s) is/are true in this regard ?

1. This fund is generated through the money received from the sale of equity in State run companies.
2. The fund will help in revival of sick units of the public sector companies of the Govt. of India.
3. The money deposited in the fund will be used for social welfare schemes.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

9. The Govt. of India is making special efforts to help the farmer community in the country as they are in distress and demand special attention from all of us.
Which of the following is correct in this regard ?

1. Govt. of India has announced a substantial hike in minimum support price of wheat for Rabi season.
2. A relief package is announced for the Sugar Industry.
3. All farmers are being given a cash assistance of Rs. 5 lakhs to make them comfortable financially.

(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) None of these

10. Which of the following taxes is collected by the Govt. on sale of goods and services in the country ?
(A) NAT
(B) GET
(C) SAT
(D) VAT
(E) None of these

11. The N. D. Kumaraswamy Govt. came into minority in Karnataka because one segment of the coalition
government withdrew its support from it in October 2007.
Which of the following was that segment ?
(A) SP
(B) Congress
(C) BSP
(D) Telugu Desam
(E) None of these

12. The newly elected President of which of the following countries took over the charge from her husband who was the President of the country immediately prior to the general presidential elections there ?
(A) Pakistan
(B) Sri Lanka
(C) Romania
(D) Peru
(E) Argentina

13. The latest European Union Summit took place in which of the following cities in October 2007 ?
(A) Brussels
(B) Paris
(C) Luxembourg
(D) Lisbon
(E) None of these

14. The UN Climate change Conference 2007 was organized in which of the following places ?
(A) Manila
(B) London
(C) Brussels
(D) Lisbon
(E) Bali

15. India ranks 128 in the recently published Human Development Index (HDI). The index measures
which of the following to decide the rank of a country ?
1. Life expectancy
2. Literacy and Education
3. Forex reserves as a percentage of total GDP
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) All 1, 2 and 3
(E) None of these

16. Kevin Rudd recently took over as the Prime Minister of Australia from John Howard. Which of the following policies of John Howard went wrong and against him who otherwise was holding the post since last four terms of four years each ?
1. Refusal to ratify Kyoto protocol
2. Policy of hiring and firing workers any time
3. Support to non-democratic govt. in some countries
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Only 2
(E) All 1, 2 and 3

17. Many a time we read a term ‘PPP’ in financial newspapers. What is the full form of the same as used in financial world ?
(A) Public Per Capita Power
(B) Per Capita Potential Purchases
(C) Purchasing Power Parity
(D) Present Purchasing Power
(E) None of these

18. ‘Cryogenic Engines’ are being developed indigenously by an Indian organization. These engines are normally used for which of the following purposes ?
(A) Used for space programme
(B) Used for generating nuclear power
(C) Used by Railways as they are very fast and fuel efficient
(D) Used in fighter planes
(E) None of these

19. The UN has revealed that the emergency phase is now over in Chernobyl where a disastrous accident had taken place in 1986. The affected people there will now be treated as normal and not as victims. What had happened in Chernobyl in 1986 ?
(A) A train accident in which about 1000 people had died
(B) A bomb blast in which around 500 people died and 5000 were injured
(C) A nuclear plant exploded and the entire city became a radioactive zone
(D) A powerful earthquake rocked the entire city leaving thousands dead and several thousands injured
(E) None of these

20. Who amongst the following is the Chairman of the 13th Finance Commission constituted recently ?
(A) Vijay Kelkar
(B) B. K. Chaturvedi
(C) K. V. Kamath
(D) A. K. Purwar
(E) None of these

21. Many a time we read in newspapers about the “Doha Round” of talks. It was related with the talks of which of the following organizations ?
(A) European Union
(B) World Trade Organization (WTO)
(C) International Atomic Energy Agencies (IAEA)
(D) G-8 talks
(E) None of these

22. Dinar is the currency of which of the following countries ?
(A) Sudan
(B) Myanmar
(C) Afghanistan
(D) Pakistan
(E) None of these

23. The former President of Mozambique Joaquim Chissano was honoured by the first ever international prize to an African leader, the prestigious “Mo Ibrahim Leadership Prize”. The Prize was given to him in 2007 October. What was the contribution of Chissano owing to which he was selected for the same ?
(Pick up the correct statement)

1. He was instrumental in bringing peace, reconciliation, stable democracy and economic progress to Mozambique.
2. He played a crucial role in diffusing tension between Iran and IAEA over the issue of Iran’s nuclear facilities.
3. He played a crucial role in diffusing conflict between India and some western countries over the issue of subsidy to agriculture in WTO conference held in 2007.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

24. Who amongst the following Indian leaders became the second World Leader to receive the British Royal Society’s prestigious King Charles II Medal ?
(Given in October 2007)
(A) Dr. Manmohan Singh
(B) Mrs. Sonia Gandhi
(C) Dr. A. P. J. Abdul Kalam
(D) Dr. M. S. Swaminathan
(E) None of these

25. The “Outstanding Business Leader Award–2007” was given to whom amongst the following in October 2007 ?
(A) Lakshmi Mittal
(B) Sunil Bharti Mittal
(C) Rahul Bajaj
(D) Kumar Mangalam Birla
(E) None of these

26. The Doing Business Report, an international publication, is published every year by which of the following organization(s) ?
1. World Bank
2. WTO
3. Reserve Bank of India
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

27. The fourth Military World Games–2007 were organized in which of the following places in India ?
(A) New Delhi
(B) Hyderabad
(C) Jaipur
(D) Bangalore
(E) Cochin

28. The 47th Open National Athletic Championship 2007 was organized in which of the following places ?
(A) Jamshedpur
(B) New Delhi
(C) Lucknow
(D) Bangalore
(E) None of these

29. Who amongst the following is not a famous Lawn tennis player ?
(A) Roger Federer
(B) Leander Paes
(C) Svetlana Kuznetsova
(D) Justin Henin
(E) Kimi Raikkonen

30. Lot of discussion is going on these days on the issue of ‘Participatory Note’ (P Notes) used in financial sector/money market. What is Participatory Note ?
[Pick up the correct statement(s)]

1. It is nothing but another name of the banking operation by which banks exchange Indian Rupees into US Dollars without depositing a single rupee in the account of the party who are NRIs. The entire operation is carried out by the banks solely on the basis of the credit and goodwill of the NRI party.
2. It is an offshore derivative instrument used by overseas buyers/investors who buy shares of Indian companies listed in Indian Stock Exchange anonymously.
3. It is nothing but a type of undertaking given to the banks that they should continue investing money in stock markets on behalf of the NRIs and in case the market crashes NRI’s will make the losses good without delay.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

31. As we all see every now and then many countries are in the race of launching space shuttles or rockets or satellites. What exactly are the benefits of space programmes which otherwise are very costly affairs for the countries ?

1. It is nothing but a fun to have a visit to space. It has no real benefit as such.
2. Humanity can be served/benefited by getting data on weather, disaster alerts and/or resource centres connected through satellites.
3. Since earth is no longer a place to live we have to find out a place where in the next few years we can shift and survive. Such programmes help us in all this.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

32. As we all see oil prices have a special place in economic folklore. Almost all countries keep an eagle eye on the oil prices in the international market. Why is oil so important for the countries and their economies to survive ?
[Pick up the correct statement(s)]

1. Two nastiest global recessions of the recent decades were preceded by huge and sudden rises in prices of oil, first in 1973 and then in 1979. Leaders are scared of their repetition.
2. What makes oil so special is that it is a uniquely dense and portable form of energy. It is not easy to switch to alternatives very quickly, hence any disruptions to supply are damaging for economies.
3. Oil exporting countries are most powerful and violent nations. Countries do not want to invite trouble with them.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

33. Which of the following is the name of Tata’s small car launched recently ?
(A) Micro
(B) Sapna
(C) Nano
(D) Lakhtakia
(E) None of these

34. The House of Representatives of USA recently approved a US$ 50 billion War Funding Bill. If passed it would require President Bush to start withdrawing troops from—
(A) Iraq
(B) Pakistan
(C) Sudan
(D) China
(E) South Africa

35. The public protest on which of the following issues recently brought the whole of the France to a near standstill for the second time in a month ?
1. Irregularities in Presidential elections held in 2007.
2. President Sarkozy’s plan to reform public sector pensions.
3. France’s support to USA on Iraq’s rebuilding
(A) Only 1
(B) Only 3
(C) Only 2
(D) Both 1 and 3
(E) None of these

36. Who amongst the following was adjudged as Miss Earth-Air 2007 ?
(A) Pooja Chitgopekar
(B) Pooja Gupta
(C) Amruta Patki
(D) Sarah Jane Dias
(E) None of these

37. As per the news which appeared in newspapers/magazines thousands of civilians have to flee the fighting in North Kivu province as there is a war going on between the army of the country and rebels of General Laurent Nkunda. This is the story of which of the following countries ?
(A) Congo
(B) Sudan
(C) Mozambique
(D) Argentina
(E) None of these

38. About 20,000 students demonstrated against plans to President Hugo Chavez to change the constitution
of the country. Chavez is the President of—
(A) Sudan
(B) Congo
(C) Venezuela
(D) Poland
(E) None of these

39. Govt. of India recently announced its action plan on Sachchar Committee Report. What actions are being taken on the report ?

1. Govt. to bear all expenses of poor students who get into top institutions on merit basis.
2. Revision of Madarsa Modernization programme.
3. Special Rural Employment Guarantee Scheme for minority population.

(A) Only 1 is correct
(B) Only 2 is correct
(C) Both 1 and 2 are correct
(D) Only 3 is correct
(E) All 1, 2 and 3 are correct

40. As we read in the newspapers the 123 Agreement with USA will have strategic implications on India. Which of the following is/are these implications ?

1. India will get recognition as a state with advanced nuclear technology.
2. The deal will not be offered to Pakistan.
3. India will be free to develop nuclear weapon for its military purposes.

(A) Only 1 is correct
(B) Only 2 is correct
(C) Both 1 and 2 are correct
(D) Only 3 is correct
(E) None is correct

41. The Govt. of India recently gave its clearance to the new Agriculture scheme which will provide additional central assistance to the agri. sector. What is/are the main points of this scheme ?

1. Public Investment in agriculture sector will be banned.
2. Govt. will help state govts. to achieve the targeted growth rates in agri. sector.
3. State Govt. will get Rs. 40,000 crores to provide subsidy to agri. sector.

(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) Both 1 and 2 are correct
(E) None is correct

42. Who amongst the following are the members of BRIC the summit of which was organized recently ?
1. India
2. Indonesia
3. Brazil
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) Both 1 and 3

43. Abuja Declaration was in news a few months back. This is the pact signed between which of the following two nations ?
(A) India-Sudan
(B) Sudan-China
(C) India-China
(D) Nigeria-Nepal
(E) India-Nigeria

44. USA recently decided to slap few sanctions against Iran which include ouster of Iranian military and banking institutions from US financial system. Why did US resort to such harsh steps against Iran ?

1. Iran’s alleged support to Pakistan’s military rule.
2. Iran’s support to terrorism and nuclear programme.
3. Iran is against any financial help to Iraq as both are old enemies.

(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

45. As reported in the newspapers Aung San Suu Kyi has agreed to cooperate with the military ruler of her country. She is a citizen of—
(A) Nepal
(B) Myanmar
(C) Brazil
(D) Indonesia
(E) Hong Kong

46. India won Future Cup Twenty-20 cricket match held in October 2007 in Mumbai. The match was played against—
(A) Pakistan
(B) England
(C) South Africa
(D) New Zealand
(E) Australia

47. Who amongst the following is not one of the Nobel Prize Winners of 2007 ?
(A) Ms. Doris Lessing
(B) Albert Fert
(C) Roger B. Myerson
(D) Al Gore
(E) Yulia Sindzeyeva

48. Who amongst the following won the Man Booker Prize 2007 ?
(A) K. Narayana Kurup
(B) Eric S. Maskin
(C) Mario R. Capecchi
(D) Anne Enright
(E) None of these

49. Who amongst the following was made the Chairman/Chairperson of the National Land Reforms Commission ?
(A) Somnath Chatterjee
(B) Manmohan Singh
(C) Smt. Sonia Gandhi
(D) Murli Deora
(E) None of these

50. The prestigious Indira Gandhi Prize for Peace, Disarmament and Development for 2006 was recently conferred upon—
(A) Prof. Wangari Maathai
(B) Mr. Kevin Rudd
(C) Mr. Ratan Tata
(D) Mr. Mahmoud Abbas
(E) None of these

Answers :
1. (B) 2. (D) 3. (D) 4. (A) 5. (D)
6. (B) 7. (A) 8. (D) 9. (C) 10. (D)
11. (E) 12. (E) 13. (D) 14. (E) 15. (C)
16. (E) 17. (C) 18. (A) 19. (C) 20. (A)
21. (B) 22. (E) 23. (A) 24. (C) 25. (B)
26. (A) 27. (B) 28. (A) 29. (E) 30. (B)
31. (B) 32. (B) 33. (C) 34. (A) 35. (C)
36. (A) 37. (A) 38. (C) 39. (B) 40. (D)
41. (D) 42. (E) 43. (E) 44. (B) 45. (B)
46. (E) 47. (E) 48. (D) 49. (B) 50. (A)

Punjab National Bank Agriculture Officers Exam., 2008

Punjab National Bank Agriculture Officers Exam., 2008

Reasoning : Solved Paper

(Held on 4-5-2008)
1. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group ?
(A) Sand
(B) Stone
(C) Cement
(D) Brick
(E) Wall
Ans : (E)

2. If Yellow is called Green, Green is called Black, Black is called White, White is called Red, Red is called Blue, Blue is called Orange then what is the colour of milk ?
(A) White
(B) Black
(C) Red
(D) Green
(E) None of these
Ans : (C)

3. Pointing to a photograph Seema said ‘He is the only grandson of my mother’s father-in-law’. How is the man in photograph related to Seema ?
(A) Father
(B) Uncle
(C) Cousin
(D) Brother
(E) Cannot be determined
Ans : (D)

4. If ‘+’ means ‘×’, ‘×’ means ‘÷’, ‘÷’ means ‘–’ and ‘–’ means ‘+’ what is the value of—
17 + 15 – 135 × 9 ÷ 70 ?
(A) 270
(B) 240
(C) 170
(D) 200
(E) None of these
Ans : (D)

5. If it is possible to make a meaningful word from the fourth, the fifth, the sixth, the eighth and the eleventh letters of the word GOURMANDISE using each letter only once first letter of the word is your answer. If more than one such word can be formed your answer is X. If no such word can be formed your answer is Y—
(A) D
(B) R
(C) M
(D) X
(E) Y
Ans : (D)

6. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group ?
(A) Silver
(B) Gold
(C) Nickel
(D) Copper
(E) Brass
Ans : (E)

7.
Ans : (B)

8. In a row of children facing North, Shamika is third to the right of Nikhil who is seventeenth from the right end of the row. Ravi is fifth to the left of Shamika and is twentieth from the left end. Total how many children are there in the row ?
(A) 39
(B) 38
(C) 37
(D) Cannot be determined
(E) None of these
Ans : (B)

9. How many such pairs of letters are there in the word EXAMINATION each of which has as many letters between them in the word, as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) None of these
Ans : (C)

10. In a certain code ACQUIRE is written as EIRUQAC, how is DENSITY written in that code ?
(A) YTISNDE
(B) YITSNED
(C) YTISNED
(D) YITSNDE
(E) None of these
Ans : (D)

Directions—(Q. 11–15) These questions are based on the following letter/number/ symbol arrangement.
Study it carefully and answer the questions.
T 8 # 1 7 F J 5 % E R @ 4 D A 2 B © Q K 3 1 ● U H 6 L

11. How many such symbols are there in the above arrangement, each of which is immediately preceded by a consonant and not immediately followed by a vowel ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)

12. Four of the following five are alike in a certain way on the basis of their positions in the above arrangement and so form a group. Which is the one that does not belong to the group ?
(A) E@%
(B) #78
(C) 5EJ
(D) U6●
(E) QKB
Ans : (E)

13. How many such vowels are there in the above arrangement each of which is immediately preceded by a symbol and immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)

14. What will come in place of the question-mark (?) in the following series based on the above arrangement ?
TL8 #6I 7HF ?
(A) FUJ
(B) JU●
(C) FU●
(D) JU5
(E) None of these
Ans : (D)

15. Which of the following is seventh to the right of thirteenth from the right ?
(A) 1
(B) ●
(C) F
(D) 7
(E) None of these
Ans : (A)

Directions—(Q. 16–20) In each question below are given three statements followed by two conclus ions numbered I and II. You have to take the three given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the three given statements, disregarding commonly known facts. Then decide which of the answer (A), (B), (C), (D) and (E) is correct answer and indicate it on the answersheet. Give answer—
(A) If only conclusion I follows
(B) If only conclusion II follows
(C) If either conclusion I or conclusion II follows
(D) If neither conclusion I nor conclusion II follows
(E) If both conclusions I and II follow
Ans : (C)

16. Statements :
Some cards are plastics.
Some Plastics are metals.
All metals are pots.
Conclusions :
I. Some pots are cards.
II. No pot is a card.
Ans : (C)

17. Statements :
All chairs are tables.
All tables are trains.
All trains are buses.
Conclusions :
I. All tables are buses.
II. All trains are tables.
Ans : (A)

18. Statements :
Some machines are computers.
Some computers are calculators.
Some calculators are phones.
Conclusions :
I. Some phones are computers.
II. Some computers are machines.
Ans : (B)

19. Statements :
All spoons are bowls.
Some bowls are glasses.
Some glasses are plates.
Conclusions :
I. Some glasses are spoons.
II. Some plates are bowls.
Ans : (D)

20. Statements :
Some envelopes are packets.
Some packets are boxes.
All boxes are parcels.
Conclusions :
I. Some parcels are packets.
II. Some parcels are boxes.
Ans : (E)

Directions—(Q. 21–25) Each of the questions below consists of a question and two statements numbered I and II are given below it. You have to decide whether the data provided in the statements are sufficient to answer the question.
Read both the statements and give answer—
(A) If the data in Statement I alone are sufficient to answer the question, while the data in Statement II alone are not sufficient to answer the question
(B) If the data in Statement II alone are sufficient to answer the question, while the data in Statement I alone are not sufficient to answer the question
(C) If the data either in Statement I alone or in Statement II alone are sufficient to answer the question
(D) If the data in both the Statements I and II are not sufficient to answer the question (E) If the data in both the Statements I and II together are necessary to answer the question

21. Among D, B, J, T and F who was the first person to reach the office ?
I. D reached before J and F but after B.
II. B was not the first to reach office.
Ans : (E)

22. What is the code for ‘not’ in the code language ?
I. In the code language ‘do not go’ is written as ‘la ra de’.
II. In the code language ‘go to school’ is written as ‘ka ma ra.’
Ans : (D)

23. How many children are there in the class ?
I. Rita ranks 23rd from the top.
II. Anita ranks 17th from the bottom and is five ranks above Rita.
Ans : (E)

24. How is Neela related to Deepa ?
I. Neela’s mother is Deepa’s brother’s wife.
II. Neela is the only granddaughter of Deepa’s mother.
Ans : (C)

25. R is in which direction with respect to T ?
I. R is to the east of H who is to the north of T.
II. Q is to the east of T and to the South of R
Ans : (C)

Directions—(Q. 26–30) These questions are based on the following arrangements I & II. Study them carefully and answer the questions that follow—
I. P T 7 A # 4 B C 3 @ K F 1 9 ●
II. E H L © 6 8 $ U 5 J M 2 D% 1

26. How many such symbols are there in arrangements I & II together each of which is immediately preceded by a consonant and immediately followed by a numeral ?
(A) 3
(B) 4
(C) 5
(D) 1
(E) None of these
Ans : (E)

27. If P7© : TAL : : B3J : ?
(A) @KJ
(B) C@J
(C) C@5
(D) 3KJ
(E) None of these
Ans : (C)

28. Which element will be third to the right of seventh element from right end in the arrangement I if the order of its elements is reversed ?
(A) 7
(B) #
(C) F
(D) 1
(E) None of these
Ans : (E)

29. What will come in place of the question mark (?) in the following series based on the position of the elements in the above two arrangements ?
H7 ©# 8B ?
(A) U3
(B) $C
(C) 3J
(D) UC
(E) None of these
Ans : (A)

30. If the third, the fifth, the seventh and the ninth elements in arrangement II are replaced by the respective elements in arrangement I, which element will be third to the left of sixth element from the right end in arrangement II ?
(A) $
(B) B
(C) 7
(D) L
(E) None of these
Ans : (B)

Directions—(Q. 31–35) Symbols @, %, ●, $ and # are used with following meanings—
‘A @ B’ means ‘A is smaller than B’.
‘A % B’ means ‘A is greater than B’.
‘A ● B’ means ‘A is neither greater than nor smaller than B’.
‘A $ B’ means ‘A is either smaller than or equal to B.’
‘A # B’ means ‘A is either greater than or equal to B’.
Now in each of the following questions assuming the given statements to be true, find which of the two conclusions I and II given below them is/are definitely true and give your answer accordingly. Give answer—
(A) If only conclusion I is true.
(B) If only conclusion II is true.
(C) If either conclusion I or conclusion II is true.
(D) If neither conclusion I nor conclusion II is true.
(E) If both conclusions I and II are true.

31. Statements : G @ H, H ● Q, Q $ M
Conclusions : I. M % G
II. H $ M
Ans : (E)

32. Statements : F ● B, B @ E, E # J
Conclusions : I. F @ E
II. J $ B
Ans : (A)

33. Statements : R $ H, H % M, M # F
Conclusions : I. F $ H
II. F @ R
Ans : (D)

34. Statements : T # L, L % W, W @ V
Conclusions : I. L % V
II. T % W
Ans : (B)

35. Statements : K % L, L # T, I $ T
Conclusions : I. L % I
II. L ● I
Ans : (C)

Directions—(Q. 36–40) These questions are based on the following information—
Seven persons R, J, M, Q, L, T and K conduct workshop on Developing Managerial skills in seven different companies A, B, C, D, E, F and G on a different day of the week from Monday to Sunday. The order of persons, companies and days of the week are not necessarily the same.

J organizes workshop in Company D on Wednesday. Q does not conduct workshop for companies A or C and conducts on the next day of L who conducts the workshop for Company F. T conducts workshop for Company E on Friday. K conducts workshop on Monday but not for Company C or G. M conducts workshop for Company A but not on Tuesday.

36. Who conducts workshop on Saturday ?
(A) M
(B) Q
(C) L
(D) Q or L
(E) None of these
Ans : (C)

37. On which day does Q conduct the workshop ?
(A) Sunday
(B) Saturday
(C) Tuesday
(D) Cannot be determined
(E) None of these
Ans : (A)

38. M conducts workshop on which day ?
(A) Saturday
(B) Sunday
(C) Tuesday
(D) Thursday
(E) None of these
Ans : (D)

39. Which of the following combinations of person-company and day is correct ?
(A) K–B–Wednesday
(B) R–B–Monday
(C) K–C–Monday
(D) K–G–Sunday
(E) None of these
Ans : (E)

40. Who conducts workshop for Company C and on which day ?
(A) R, Thursday
(B) R, Tuesday
(C) Q, Saturday
(D) Q, Sunday
(E) None of these
Ans : (B)

Directions—(Q. 41–45) Below in each question are given two statements (a) and (b). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choice correctly depicts the relationship between these two statements. Mark answer—
(A) If statement (a) is the cause and statement (b) is its effect
(B) If statement (b) is the cause and statement (a) is its effect
(C) If both the statements (a) and (b) are independent causes
(D) If both the statements (a) and (b) are effects of independent causes.
(E) If both the statements (a) and (b) are effects of some common cause

41. (a) Government of state ‘X’ imposed a higher sales tax on petroleum products compared to the neighbouring states.
(b) All the petrol pumps in the state observed ‘bandh’ in protest.
Ans : (A)

42. (a) Attendance for the All India examination held in July 2006 was poor at all the centres.
(b) Western States of the country were affected by heavy floods during July 2006.
Ans : (D)

43. (a) High Court has declared stay on construction of residential buildings on the land under dispute.
(b) A large number of middle class salaries people had booked flats in the buildings under dispute.
Ans : (C)

44. (a) Residents in the locality have now decided to launch a cleanliness drive.
(b) Civic authorities in the city have recorded many cases of Cholera and gastro.
Ans : (B)

45. (a) Senior citizens of the city have complained about the late night disturbance
caused due to loudspeakers used during festivals.
(b) Though, the Government has issued a directive banning late night celebrations
involving use of loudspeakers, it is not being strictly followed in some of the areas.
Ans : (E)

Directions—(Q. 46–50) An organization wants to recruit Manager—HRD for its umbai division. The following criteria have been laid down, to be eligible for selection. The candidate must—
(a) Be a graduate in any discipline passed in first class with minimum 60% marks
(b) Have done post graduate degree/diploma in HRD or personnel management with minimum 65% marks
(c) Have cleared the selection test with minimum 50% marks
(d) Have cleared the interview with minimum 45% marks
(e) Be not less than 21 years and not more than 28 years of age as on 1.2.2007.

However, if a candidate satisfies all other criteria except for—
(i) At (b) above but has got-at-least two years post-qualification experience of working in HRD department case may be referred to the Chairman of the organisation.
(ii) At (c) above but has secured minimum 45% marks in selection test and 55% marks in interview the case may be referred to the President of the organization.

In each of the questions below, information of one candidate is given. You have to take one of the following five decisions based on the information provided and the criteria and
conditions given above. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 1.2.2007. You have to
indicate your decision by marking answers to each question as follows. Give answer—

(A) If the candidate is to be selected
(B) If the candidate is not to be selected
(C) If the case is to be referred to Chairman
(D) If the case is to be referred to President
(E) If the data provided is not adequate to decide the course of action

46. Nalini Zaveri has done her graduation in Arts in first class with 60% marks and postgraduate management diploma in HRD with 62% marks. Her date of birth is 16.1.1981. She has been working in the HRD department of a bank for past three years after completing her post-graduation diploma in HRD. She has secured 55% marks in selection test and 50% marks in interview.
Ans : (C)

47. Rajesh Nalawade is a B. Sc. In first class with 75% marks and post-graduate in personnel management with 60% marks. He is working as an Officer in administration department of an organisation for past two years. He has secured 55% marks in selection test and 52% marks in interview. He has completed 26 years of age in November 2006.
Ans : (B)

48. Shyam Bansode has passed B. Com. in first class with 65% marks and MBA in personnel management with 72% marks. He has cleared the selection test with 58% marks and interview with 52% marks. His date of birth is 17.5.1983.
Ans : (A)

49. Nikhil Agnihotri is a postgraduate in personnel management passed out in 2005 at the
age of 24 years securing 71% marks. He has secured 62% marks in selection test and 57% marks in interview.
Ans : (E)

50. Sujata Shirke has passed out B. Com. in first class with 62% marks in 2003 at the age of 21 years. Thereafter she has done MBA with specialization in HRD with 72% marks. She has secured 48% marks in selection test and 58% marks in interview.
Ans : (D)

Indian Bank Computer Officers Exam, 2008, SOLVED PAPER (2008),

Indian Bank Computer Officers' Exam, 2008
General Awareness : Solved Paper

1. A passive threat to computer security is—
(1) Malicious Intent
(2) Sabotage
(3) Accident Errors
(4) Espionage Agents
(5) None of these

2. The Secure Electronic Transaction (SET) specification—
(1) is a notice, issued and verified by a certificate authority, that guarantees a user or Web site is legitimate
(2) provides private-key encryption of all data that passes between a client and a server
(3) allows users to choose an encryption scheme for the data that passes between a client and a server
(4) uses a public-key encryption to secure credit-card transaction systems
(5) None of these

3. ……………allows wireless mobile devices to access the Internet and its services such as the Web and e-mail—
(1) TCP/IP
(2) Ethernet
(3)WAP
(4) Token ring
(5) None of these

4. 'DOS' floppy disk does not have—
(1) A Boot Record
(2) A File Allocation Table
(3) A Root Directory
(4) Virtual Memory
(5) BIOS

5. 'MICR' technology used for clearance of cheques by banks refers to—
(1) Magnetic Ink Character Recognition
(2) Magnetic Intelligence Character Recognition
(3) Magnetic Information Cable Recognition
(4) Magnetic Insurance Cases Recognition
(5) None of these

6. All the information collected during database development is stored in a—
(1) repository
(2) data warehouse
(3) RAD
(4) CASE
(5) None of these

7. The……………….component is used by the data analyst to create the queries that access the database.
(1) data extraction
(2) end-user query tool
(3) end-user presentation tool
(4) data store
(5) None of these

8. A(n)…………….allows network users to share a single copy of software, which resides on the network server.
(1) single-user license agreement
(2) network site license
(3) end-user license agreement
(4) business software license
(5) None of these

9. A polymorphic virus—
(1) modifies its program code each time it attaches itself to another program or file
(2) is a malicious-logic program that copies itself repeatedly in memory or on a disk drive until no memory or disk space remains
(3) a malicious-logic program that hides within or looks like a legitimate program
(4) infects a program file, but still reports the size and creation date of the original, uninfected program
(5) None of these

10. Microwave transmission is used in environments where installing physical transmission media is—
(1) difficult or impossible and where line-of-sight transmission is unavailable
(2) easy or promising and where line-of-sight transmission is unavailable
(3) difficult or impossible and where line-of-sight transmission is available
(4) easy or promising and where line-of-sight transmission is available
(5) None of these

11. Which is NOT a good Web security strategy?
(1) Restrict access to the Web server; keep a minimum number of ports open
(2) Limit the users who can load software, edit or add files.
(3) Add demo programs, so users can test system without accessing production data.
(4) Remove unnecessary compilers and interpreters.
(5) None of these

12. The altering of data so that it is not usable unless the changes are undone is—
(1) Biometrics
(2) Compression
(3) Encryption
(4) Ergonomics
(5) None of these

13. The word FIP stands for—
(1) File Translate Protocol
(2) File Transit Protocol
(3) File Typing Protocol
(4) File Transfer Protocol
(5) None of these

14. Voice mail—
(1) is the exchange of text messages and computer files transmitted via a communications network such as a local area network or the Internet
(2) permits users to converse in real time with each other via the computer while connected to the Internet
(3) functions much like an answering machine, allowing callers to leave a voice message for the called party
(4) involves using video and computer technology to conduct a meeting between participants at geographically separate locations
(5) None of these

15. A communication processor that connects dissimilar networks by providing the translation from one set of protocol to another is—
(1) Bridge
(2) Gateway
(3) Router
(4) Modem
(5) All of these

16. Which of the following is a general-purpose programming language, designed by Sun Microsystems, and well suited for use on the Web?
(1) VB Script
(2) Java Script
(3) CSS
(4) Java
(5) None of these

17. This.............tier processes HTTP protocol, scripting tasks, performs calculations, and provides access to data.
(1) Client
(2) Applications/Web server
(3) Enterprise server
(4) DBA
(5) None of these

18. RSA is—
(1) Symmetric Cryptosystem
(2) Asymmetric Cryptosystem
(3) Block Cypher
(4) Digital Signature
(5) None of these

19. A DVD-RAM is similar to a………………except it has storage capacities up to 5.2 GB.
(1) CD-R
(2) floppy disk
(3) CD-RW
(4) hard disk
(5) None of these

20. When you are selecting a mouse for a particular computer system, what is the most important consideration?
(1) The type of drivers that come with the mouse
(2) The length of the mouse cord
(3) The type of connector the mouse is equipped with
(4) The number of buttons the mouse has
(5) None of these

21. How is power supplied to a low-power USB device?
(1) Through a power cable
(2) From an external power supply
(3) Directly from the computer's power supply
(4) Through the USB cable
(5) None of these

22. All of the following are basic principles of net works, except—
(1) each computer must have a network card
(2) there must be communications media connecting the network hardware devices
(3) there must be at least one connecting device
(4) each computer must have software that supports the movement of information
(5) None of these

23. The………….data mining technique derives rules from real-world case examples.
(1) Rule discover
(2) Signal processing
(3) Neural nets
(4) Case-based reasoning
(5) None of these

24. …………….are used to identify a user who returns to a Website.
(1) Cookies
(2) Plug-ins
(3) Scripts
(4) ASPs
(5) None of these

25. Which one of the following objects is passed to a JavaBean when one of its properties is set via a JSP action?
(1) Servlet Request
(2) Http Servlet Request
(3) Servlet Response
(4) Http Servlet Response
(5) None of these

ANSWERS :
1. (1) 2. (4) 3. (3) 4. (4) 5. (1)
6. (2) 7. (2) 8. (2) 9. (1) 10. (4)
11. (4) 12. (3) 13. (1) 14. (3) 15. (2)
16. (2) 17. (1) 18. (4) 19. (3) 20. (3)
21. (4) 22. (2) 23. (3) 24. (1) 25. (3)

Punjab National Bank P.O. Exam, 2008

Professional Knowledge Section of

Punjab National Bank P.O. Exam, 2008

General Awareness : Solved Paper

(Held on May 4-5-2008)

1. Nav Krishi is a programme by—
(1) Door Darshan
(2) All India Radio
(3) NIC
(4) ICRISAT
(5) MANAGE

2. One Acre is equal to…………..hectare.
(1) 0.0541
(2) 0.8032
(3) 0.1082
(4) 0.2514
(5) 0.4047

3. SRI technology is practiced for the cultivation of—
(1) Fruits
(2) Vegetables
(3) Flowers
(4) Rice
(5) Wheat

4. If the soil pH 9.2, then the soil is—
(1) Acidic
(2) Neutral
(3) Alkaline
(4) Saline
(5) Sodic

5. …………..is used for the reclamation of acidic soil—
(1) Lime
(2) Gypsum
(3) Sulphur
(4) Calcium Chloride
(5) Ferrous Sulphate

6. 2008 is declared as International Year of—
(1) Rice
(2) Wheat
(3) Sugarcane
(4) Potato
(5) Apple

7. Golden revolution refers to the development of—
(1) Oilseeds
(2) Pulses
(3) Horticulture
(4) Cereals
(5) Fodder

8. The most important rabi pulse crop in India is—
(1) Chickpea
(2) Soyabean
(3) Pigeon pea
(4) Green gram
(5) Black gram

9. RFLP (Restriction Fragment Length Polymorphism) is—
(1) Growth promoter
(2) Molecular marker
(3) Growth retardent
(4) Herbicide
(5) Germicide

10. National Commission on Farmers was chaired by—
(1) Sri Som Pal
(2) Sri Y.C. Nanda
(3) Dr C. Rangarajan
(4) Dr M.S. Swaminathan
(5) Sri Sharad Pawar

11. Global Positioning Systems are useful for—
(1) Determining precise location (latitude and longitude) based on radio signal
(2) Determining precise distance based on radio signal
(3) Determining general pest system
(4) Determining disease forecast
(5) Determining area of farm

12. Commission for Agricultural Costs and Prices (CACP) recommends—
(1) Comfort Price
(2) State Advised Price
(3) Minimum Support Price
(4) Minimum Export Price
(5) Statutory Minimum Price

13. NPV (Nuclear Polyhedrosis Virus) is—
(1) Pest
(2) Pathogen
(3) Bio pesticide
(4) Bio fungicide
(5) Bio control agent

14. National Agricultural Cooperative Marketing Federation is known as—
(1) NIAM
(2) NAFED
(3) MARKFED
(4) NACMF
(5) NACOM

15. Which insect is known as farmers' enemy No.1?
(1) Bollworm
(2) Desert locust
(3) Aphids
(4) Stem borer
(5) Fruit fly

16. Indian Institute of Forest management is located at—
(1) Chennai
(2) Bhopal
(3) Hissar
(4) Dehradun
(5) Imphal

17. In India forests account for about …………..of land surface.
(1) 11%
(2) 22%
(3) 33%
(4) 14%
(5) 25%

18. VAM is an alternative to inorganic fertilizer. VAM is—
(1) Azospirillum
(2) Mycorrhiza
(3) Phosphate solubilising bacteria
(4) Nitrogen fixing bacteria
(5) Azotobacter

19. An example of Single Cell Protein is—
(1) agar agar
(2) spirulina
(3) rhizobium
(4) acetobacter
(5) salmonella

20. Major producer of mulberry silk in India—
(1) Karnataka
(2) Jammu and Kashmir
(3) Jharkhand
(4) Assam
(5) Himachal Pradesh

21. Bird flu affects—
(1) Cattle
(2) Poultry
(3) Sheep
(4) Prawn
(5) Silkworm

22. Minor irrigation scheme comprises several types of works with capacities to irrigate upto—
(1) 2000 acre
(2) 2000 ha
(3) 1000 ha
(4) 1000 acre
(5) 2500 ha

23. Ideal NPK ratio for Indian soils is—
(1) 8 : 4 : 2
(2) 4 : 2 : 1
(3) 9 : 5 : 3
(4) 2 : 1 : 0.5
(5) 10 : 4 : 2

24. Which of the following is a bio diesel plant?
(1) Jatropha
(2) Rose
(3) Pepper
(4) Noni
(5) Teak

25. National Research Centre on Plant Biotechnology is situated at—
(1) Nagpur
(2) New Delhi
(3) Mumbai
(4) Kolkata
(5) Chennai

ANSWERS :
1. (1) 2. (5) 3. (4) 4. (3) 5. (1)
6. (4) 7. (3)8. (1) 9. (2) 10. (4)
11. (1) 12. (3) 13. (3) 14. (2) 15. (3)
16. (4) 17. (2) 18. (2) 19. (2) 20. (1)
21. (2) 22. (3) 23. (2) 24. (1) 25. (2)